Operating as a Mortgage Broker and representing both local and national lenders, we will shop for the best rates and terms that suit your individual needs and credit standing. There is no additional charge for this service! You are not limited to just one lender's rates and programs.

Our streamlined operations combined with a low overhead, allows us to pass the savings on to you in the form of lower rates, points, and overall lower closing costs.  Additionally, we utilize the latest technology to further streamline and expedite the processing of your mortgage loan request and also provide extra security.  The technology we utilize enables us to obtain an on-line approval literally within seconds after we receive an application.  This takes the guess work out of the application process and minimizes those last minute surprises at closing.  “Where other brokers and lenders promise- WE DELIVER!”

Having worked in the mortgage industry since 1989 in various capacities- i.e. loan originator, processor, closer, and manager- you will be ensured a fast and trouble-free closing.  (The majority of our business is from referrals and repeat customers of which we are very grateful!)

To better assist you, I offer evening, weekend, in-home or office appointments and photocopying services at no additional cost.  Applications can also be completed on-line or over the phone.  Please feel free to call me at (808) 737-2899 or 741-2899 (Mobile) if you have any questions or if I can be of further assistance.  If I am not in the office please leave a message on my voice mail.  Interviews by appointment only- Mahalo!